How much money should you have in your emergency fund? What percentage of your income should you be saving for retirement? Financial questions like these can be high-stakes. And reaching the right decision on them can seem complex and difficult, in part because there’s just so much information out there. If you feel daunted by making financial decisions like these, … Continue reading
This issue might be caused by outdated cookies or cache stored in your browser. Fortunately, there’s an easy workaround to get you back on track: Try one of these solutions: Clear your cookies and cache: This removes old data that might be causing the problem. You can usually find this option in your browser’s settings under “Privacy” or “History.” Use … Continue reading
When electioneering, the best pledges are catchy enough to get stuck in a voter’s head. During this election, “no tax on tips” seems to be the phrase fitting that bill. Both presidential candidates are embracing the promise to exempt workers from paying taxes on their tips. But the problem with no-tax-on-tips proposals, experts say, is that they’re clearly a bid … Continue reading
The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Summertime often coincides with big spending on summer camps, travel and other seasonal fun. That can make fall the ideal time to … Continue reading
The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. The term “self-care” might conjure images of relaxing bubble baths or massages. But true self-care encompasses your finances, too. “Self-care is about … Continue reading
Black Friday used to happen only in November. But even as we’ve been getting used to the idea of those sales creeping into October, retailers have also been conditioning us to associate a third month with big deals — July. This month has sales scheduled from Amazon (Prime Day, anyone?), Target, Walmart and other big retailers. “Consumers are being trained,” … Continue reading
The American entrepreneurial spirit seems to be doing well despite high borrowing costs and consumers burdened by high prices. New business applications are rolling in at a monthly rate 48% higher than the 2019 average. This surge began in the immediate wake of 2020 COVID-19 lockdowns, and it continues now in both total applications and those considered “high propensity,” which … Continue reading
Retiring is a process. It involves preparing your finances, your relationships and yourself. And if you’re a business owner, there’s an extra step — deciding what’s next for your customers and employees. As soon as you start thinking about your own retirement, start thinking about what will happen to your business, says Paul Tramontano, executive managing director and wealth manager … Continue reading
When you ask people how they’re doing, you often get a knee-jerk “fine” or “good” without much introspection. But lately, when you ask people about the economy, they have clear feelings. Over the past several years, the economy has been remarkable, in a literal sense; there has been a lot to talk about. Inflation rose to levels we hadn’t seen … Continue reading
Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and author of “Cultura & Cash.” Her favorite affirmations are statements like, “I am not a reflection of my money mistakes,” “I can improve my financial situation,” and “My finances are within … Continue reading
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