The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. The term “self-care” might conjure images of relaxing bubble baths or massages. But true self-care encompasses your finances, too. “Self-care is about … Continue reading
Black Friday used to happen only in November. But even as we’ve been getting used to the idea of those sales creeping into October, retailers have also been conditioning us to associate a third month with big deals — July. This month has sales scheduled from Amazon (Prime Day, anyone?), Target, Walmart and other big retailers. “Consumers are being trained,” … Continue reading
The American entrepreneurial spirit seems to be doing well despite high borrowing costs and consumers burdened by high prices. New business applications are rolling in at a monthly rate 48% higher than the 2019 average. This surge began in the immediate wake of 2020 COVID-19 lockdowns, and it continues now in both total applications and those considered “high propensity,” which … Continue reading
Retiring is a process. It involves preparing your finances, your relationships and yourself. And if you’re a business owner, there’s an extra step — deciding what’s next for your customers and employees. As soon as you start thinking about your own retirement, start thinking about what will happen to your business, says Paul Tramontano, executive managing director and wealth manager … Continue reading
When you ask people how they’re doing, you often get a knee-jerk “fine” or “good” without much introspection. But lately, when you ask people about the economy, they have clear feelings. Over the past several years, the economy has been remarkable, in a literal sense; there has been a lot to talk about. Inflation rose to levels we hadn’t seen … Continue reading
Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and author of “Cultura & Cash.” Her favorite affirmations are statements like, “I am not a reflection of my money mistakes,” “I can improve my financial situation,” and “My finances are within … Continue reading
Revenue, defined broadly as the total amount of money brought in by business operations over a set period of time, is an important driver of growth and an indicator of a business’s overall financial health. It’s also an important factor in qualifying for a business loan or attracting investors. Over half of small-business owners in the U.S. experienced an increase in revenue … Continue reading
Financial stress is so common that certified financial planner Katie Lindquist says almost every client she has tells her they are feeling it. “They don’t know what they should be doing with their money, and they feel like they should know. They feel shame around their money habits, which is a huge driving force of stress,” Lindquist says. To alleviate … Continue reading
An ongoing boom in apartment construction has helped slow down rental inflation — but renters shouldn’t expect prices to drop dramatically from their pandemic-padded highs. That means affordability will remain the dominant narrative in rental housing in 2024. The combination of a pandemic economic rebound, a longtime shortage of rental housing stock and high interest rates on mortgages created a perfect storm … Continue reading
Spring cleaning isn’t just for your closets or attic. It can apply to your finances, too. Taking the time to do a deep clean of your spending and deposits can help ensure you’re using minimal effort throughout the year to meet your saving and budgeting goals. Here are a few steps to take when you’re ready to spring clean your … Continue reading
You are about to leave Point West Credit Union’s website. The linked site is not owned or operated by Point West and we are not responsible for the availability, content or security of the linked site. Point West is not responsible for any claim related to the goods or services obtained from the linked site. The privacy policies of the linked site may differ from those of Point West and we are not responsible for compliance with those policies.
