How to Plan and Budget for DIY Projects Now

Did you find yourself cooped up during the pandemic-induced stay-at-home orders, blankly staring at the walls of your house, longing for more? Maybe you wanted to travel or go out to dinner with friends. Or maybe you just wanted a fresh coat of paint on that wall. If you found yourself in the latter camp, you had company: When the … Continue reading


Scaling Back Spending Yields Unexpected Benefits

When I originally set out to write this column, I wanted to share the unexpected benefits of cutting back on my online shopping habit. At the beginning of the year, I set a personal challenge to reduce my online orders from several times a week (insert embarrassed emoji) to a few times a month. As time passed, I realized I … Continue reading


PWCU closed in observance of Juneteenth

Dear Point West members, Point West Credit Union will be closed this Friday, June 19, 2020 in observance of Juneteenth, which marks the day in 1865 that news of the abolition of slavery reached the westernmost slave state of Texas — two years after President Abraham Lincoln signed the Emancipation Proclamation – and is today observed across the country as … Continue reading



A personal message from Point West Credit Union

We at Point West are heartbroken by the death of George Floyd and share in the pain our community has experienced and continues to experience, as well as communities nationwide. While we are understandably disappointed our location was damaged, we acknowledge and respect the anger and passion being demonstrated across the country.  We stand united with those calling for social … Continue reading


Looking for Safer Ways to Pay? Go Contactless

Financial coach and business owner Nadia Busseuil has been working hard to make her day-to-day purchases as contactless as possible during the COVID-19 crisis. If she has to pay for something in person, she uses “tap-to-pay” at checkout with her credit card or her smartphone’s wallet app. She carries small bills so that if she has to pay for something … Continue reading


5 Money Goals If You’re Still Employed During COVID-19

The coronavirus pandemic has thrown tens of millions of people into financial turmoil. But not everyone is feeling the pinch. Not yet, at least. Roughly a quarter of Americans (24%) said the coronavirus crisis has not impacted their financial situation, according to a survey conducted April 10-12 by J.D. Power. But that figure could change as more companies cut salaries, … Continue reading


Should You Use Your Emergency Fund During COVID-19?

COVID-19 has wreaked financial disaster on millions of Americans. Already, 30% of Americans have tapped their emergency fund due to the economic effects of the coronavirus pandemic, according to a recent NerdWallet survey conducted online by The Harris Poll from April 8-10. And just as the coronavirus has affected people of all ages, it’s left people of all generations leaning on … Continue reading


Make a Financial Recovery Kit to Rally Faster After Disaster

So far, 2020 has been a year of disruption for many Americans. Finances and lives have been upended by the mental, physical and economic impacts of the coronavirus pandemic. And now, another threat looms: storm and wildfire season. Colorado State University predicts that we’ll have an “above average” Atlantic hurricane season, which begins in June. Tornado season has already begun … Continue reading


Relief Checks May Be Coming, but Scammers Are Already Here

Congress is working out the details of help for most Americans in the form of payments likely to come within the next few weeks. But the Federal Trade Commission is concerned you’ll hear from a scammer before you get a check. Scammers, too, are working from home during the coronavirus crisis, it seems, “and they will take any opportunity to … Continue reading


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