Everywhere you turn, another ad is sharing the good news of a great deal. There’s only one catch: You’ve got to download their app to get it. The trend in app-based rewards and offers is driven by many things at once. A prolonged period of high inflation made everything feel expensive to consumers. So they started making trades — eating in, buying … Continue reading →

Money can be hard to talk about, especially when it involves family. “People get weird around money,” says Bobby Soler, a financial advisor with the firm Strategies for Wealth in New York City. “It can be really awkward with family members.” He knows from firsthand experience. When it came to caring for his grandmother, his family avoided planning discussions, which led … Continue reading →

Google “paycheck to paycheck” and you’ll be flooded with statistics that seem a bit suspect to an economist’s eye. Diving deeper into the spending habits of people who say they’re living with every dollar spoken for, it’s clear we’re not all defining paycheck to paycheck quite the same way. And it’s clear that some who assign themselves to this group … Continue reading →

Social Security numbers are vital for getting jobs, filing taxes, receiving government benefits and much more; they’re also becoming increasingly vulnerable to identity theft. In August 2024, news broke that nearly 3 billion Social Security numbers were reportedly compromised in a hack targeting National Public Data, a company that provides data for background checks. More recently, retailer David’s Bridal filed notice … Continue reading →

Whether it’s to manage finances, accept payments or reach new customers, more small-business owners are optimizing their business operations with digital tools — leaving them increasingly vulnerable to digital security breaches and cyber attacks. Exposure to cyber attacks topped the list of the biggest worries small-business owners face, even surpassing concerns about inflation and other economic issues, according to a … Continue reading →

When you’re hunting for work, a text alerting you to a new listing that sounds like your dream job could be your big break. But it could also be a scam designed to steal your personal information and money. “Employment scams have been around for awhile, but as technology like AI advances, we’ve seen more scammers try to take advantage of … Continue reading →

There are endless listicles online about how to make extra income while working full time, but how many of those options are realistic for busy moms? As master multi-taskers short on time, moms often need flexibility if they’re going to take on a side gig. Sometimes a hobby, passion or skill you do effortlessly can make you extra money. Other times, … Continue reading →

How much money should you have in your emergency fund? What percentage of your income should you be saving for retirement? Financial questions like these can be high-stakes. And reaching the right decision on them can seem complex and difficult, in part because there’s just so much information out there. If you feel daunted by making financial decisions like these, … Continue reading →

When electioneering, the best pledges are catchy enough to get stuck in a voter’s head. During this election, “no tax on tips” seems to be the phrase fitting that bill. Both presidential candidates are embracing the promise to exempt workers from paying taxes on their tips. But the problem with no-tax-on-tips proposals, experts say, is that they’re clearly a bid … Continue reading →

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Summertime often coincides with big spending on summer camps, travel and other seasonal fun. That can make fall the ideal time to … Continue reading →